Productivity Down, Employers Target Debt Stress

Financial education advocates point to three primary places to reach those who need help with their money: in schools, the point of sale, and at work. A debate rages over the first two. But efforts to educate employees at the office are spreading fast.

The issues with school-based programs start with insufficient resources and teacher training. There are also practical concerns about which programs work. There are ideological blocks too: many think school is for Shakespeare and Nietzsche and that teaching kids about money is best left to parents. It isn’t. But let’s move on.